 |
|
|
 |
|
Associates
|
| |
| INTERNATIONAL |
Chinese Banks
|
| |
|
Singapore Banks
|
| |
| |
British Banks
|
|
|
AMERICAN EXPRESS BANK LTD. |
 Sometimes known as “Amex”, is a diversified global company, headquartered in New York. The company is best known for its credit cards, charge cards and Traveler’s cheque businesses. It provides financial, banking and travel services in over 130 countries. In 2006, Business Week and Interbrand ranked American Express as the 14th most valuable brand in the world, estimating the brand to be worth USD 19.64 billion.
|
|
|
Carte Blanche was a minor credit card that was acquired by Citibank and phased out of service. In 2000, the Carte Blanche name was revived when Diners Club, which was also acquired by Citibank, introduced an upscale version of its card: the Diners Club Carte Blanche Card . It is an upper-level charge card on par with the American Express Platinum card. The card carries a US$300 annual fee and offers an extensive menu of perks geared toward affluent travelers. It is accepted wherever regular Diners Club cards are accepted and is very popular with the corporates.
|
| Citibank eCards |
Citibank has launched a new initiative Citibank eCard to promote safe and secure E-shopping. Like a regular credit card but without a physical plastic, it is India ‘s first web credit card. The Citibank eCard can be used for all types of Internet shopping and transactions through telephone and mail order. You can also do all transactions available on Internet Banking, including utility bills and ordering a demand draft.
|
Diners Club International |
 The world’s No. 1 Charge Card. Diners Club cardholders reside all over the world and the Diners Card is an old corporate favorite. There are more than 8 million Diners Club cardholders. They are affluent and are frequent travelers in premier businesses and institutions, including Fortune 500 companies and leading global corporations.
|
|
|
 Discover® Network is a business unit of Discover Financial Services LLC. It is the largest independent Credit Card Network in the United States. It supports a proprietary card base of 50 million Cardholders, as well as other third party issuers of credit, signature debit, prepaid cards and commercial cards connecting with over 4 million merchant and cash access locations throughout North America and the Caribbean.
|
| MasterCard |
 MasterCard International is a global payments company with one of the most recognized and respected brands in the world. With 32 million acceptance locations, no payment card is more widely accepted globally than MasterCard. Last year, MasterCard handled transactions worth US Dollar 285 billion.
|
| VISA |
 The world’s most preferred card. There are more than one billion cards in circulation, with unsurpassed acceptance in more than 150 countries. Visa-branded cards generate US Dollar 2.4 trillion in annual card sales volume. Nearly half of this in US alone.
|
| BANK ASSOCIATES |
 |
| INTERNATIONAL |
|
Chinese Banks
|
Agriculture Bank of China |
 Established in 1995, Agricultural Bank of China is one of four state-owned banks. It has a strong presence in commercial banking in china & the world. In China, its presence has been further strengthened by its nation-wide IT banking link-up, business infrastructure and efficient services for more than 100 million personal accounts and over 400 thousand corporate clients. It also offers a wide range of products and services including forex trading, bonds, derivatives, deposits, remittances, trade finance, syndicated loans and project finance. It is the leader in terms of geographical coverage and branch network.
|
|
|
Established in 1912, Bank of China traditionally deals with corporate banking, retail banking and banking with financial institutions. It is expanding to includes investment banking and insurance to keep in line with the developing trends of the international financial industry.
The Bank of China is the first and the only Chinese bank that has a presence in all major continents. At present, the bank offers financial services through its global network of over 560 overseas offices in 25 countries and regions. In the last 93 years, it has played an important role in promoting China ‘s economic and social progress through its active involvement in the country’s international trade and financial activities.
|
| Bank of Communications |
Founded in 1908, the Bank of Communications is one of the first few major national and note-issuing banks in China. Today, it is amongst the top 5 leading commercial banks and has an extensive network of over 2,800 branches covering over 80 major cities. Apart from Hong Kong, the Bank has also established overseas branches in New York, Tokyo, Singapore and representative offices in London and Frankfurt. The bank of communications had over 45,000 employees and a total asset reaching RMB 766.874 billion.
|
| China Construction Bank Corporation |
 Incorporated in 1954, China Construction Bank Corporation was formerly known as China Construction Bank. It is a state owned bank and is one of the leading banks in the domestic banking sector. It also has a leadership role in key market segments in the areas of corporate banking, retail banking and investment banking services. In its efforts to maintain innovative banking services such as online banking to stay in a competitive edge it has created an extensive network in China. Currently, it operates more than 25,700 branches.
|
| China Merchant Bank |
Founded in April 1987, China Merchants Bank is the first share-holding commercial bank wholly owned by corporate legal entities. It has transformed from a regional bank located in Shekou, Shenzhen into a national commercial bank with certain scale and influence.
The bank has built up its business network and organizational structure, and penetrated into both nation-wide domestic cities and overseas markets. China Merchants Bank has branches in more than 30 major cities in China as well as in HKSAR with total business network of over 400. In addition, China Merchants Bank has also setup a US Representative Office in New York. At present, CMB has established correspondent relations with over 1000 banks in more than 80 countries and regions.
|
| China Minsheng Bank |
China Minsheng Bank is a joint-stock financial institution that was founded by owned enterprises in Beijing on 12 th January 1996. In the last 9 years, the Bank has been through the phases of solidification and expansion. This has lead the Bank to establish 20 branches in Beijing, Guangzhou, Shanghai, Shenzhen, Wuhan, Dalian, Hangzhou, Nanjing, Chongqing, Xi’an, Fuzhou, Jinan, Taiyuan, Shijiazhuang , Chengdu , Ningbo, Tianjin, Kunming, Quanzhou, Suzhou and a direct-reporting sub-branch in Shantou. The total number of banking outlets increased to more than 200 units. It has also established correspondent banking relationships with 749 overseas banks in 78 nations and regions.
|
| China Post Bank |
The China Post Bank was established by the China Banking Regulatory Commission (CBRC) in efforts to reform the financial sector. The already existing Chinese postal savings service was converted into a commercial bank. With 9 percent of total deposits in China, the China Post Bank has become the fifth largest bank in China. It has 31,500 branches, 70% of which are in rural areas. It also oversees 1.22 trillion yuan (US$150.4 billion) of deposited funds while maintaining a firm market presence as the provider of basic banking services.
|
| Citic Development Bank |
Established in October 1979, China International Trust and Investment Corporation is better known as CITIC. Since its inception, CITIC has always adhered to the principle of innovation. It has attracted and utilized foreign capital, introduced advanced technologies, and adopted advanced and scientific international practices in its operations and management. Today, it owns 44 subsidiaries in Hong Kong, the United States, Canada, Australia, and New Zealand. The company has also set up representative office in Tokyo, New York and Frankfurt.
|
| Everbright Bank of China |
Founded in August 1992, Everbright Bank of China is the first state owned commercial bank whose shares are held by international financial institutions. It is one of China ‘s largest and most influential financial organizations. Its focus has been on growth and innovation for the last 11 years. This served as a period of expansion for the bank. It now has 370 branches and sub-branches in 36 cities in 23 provinces.
|
| Fujian Industrial Bank |
The Fujian Industrial Bank based in Fuzhou was set up in 1988. It is one of China‘s major state-controlled, share-holding, joint-stock commercial banks. Currently, the bank has opened 318 branches in 23 cities including Shanghai, Beijing, Tianjin and Guangzhoo. It has also established agencies with more than 200 Chinese and foreign financial institutions.
|
| Guangdong Development Bank |
The Guangdong Development Bank was set up in 1988 in Guangzhou (Southern China). The bank has a market value of 8.1 billion yuan (US$1 billion) and is controlled by a San Francisco-based buyout firm Newbridge Capital Ltd. Presently, it has 520 branches all over China including Beijing, Shanghai, Dalian, Zhenzhou, Nanjing, Hangzhou and other cities. It also has 63 percent more assets than Shenzhen Development Bank Co.
|
| Huaxia Bank |
Based in Beijing, Huaxia Bank was established in 1992. It is the smallest of China‘s five domestically listed shareholding banks. It offers traditional services like deposits, loans and settlement. It also provides special services like trade settlement and financing, bank services for merchants, including syndicated loans, project financing, merge loans, financial consultants, information and management consulting services to satisfy the needs of enterprise restructuring, merging and asset regrouping. Its main focus is on developing business in the economically developed and resources-rich Yangtze Delta region, the Bohai region, and economic centres in central and western China . It can be located in 27 Chinese cities.
|
| Industrial and Commercial Bank of China |
Established in January 1984, Industrial and Commercial Bank of China ranks first in many indexes such as total assets, total capital, core capital and operating profit. It possess advance information technology through which it provides overall financial service both in RMB and foreign exchange. This includes wholesale, retail, E-banking and international business for more than 8 million corporate clients and more than 100 million individual clients. It also has more than 21000 domestic branches, 100 overseas branches and approximately a thousand correspondent banks.
|
| Pudong Development Bank |
Incorporated in January 1993, it is a joint-stock commercial bank located in Shanghai. The objective of Pudong Development Bank is to provide services for the development of Pudong, in order to build Shanghai into an international economic, financial trade center in the shortest possible time. It also seeks to contribute to the national economic development and social progress. To facilitate these ventures the bank has set up 24 directly subordinate branches and sub-branches in Shanghai, Beijing, Tianjing, Chongqing, Hangzhou, Nanjing, Guangzhou, Shenzhen, Kunming, Zhenzhou, Dalian, Jinan, Xian, Chengdu, Shenyang, Wuhan, Taiyuan, Changsha, Harbin, Ningbo, Suzhou, Wenzhou, Wuhu etc. There are a total of 328 business network sites.
|
| Shenzhen Commercial Bank Company Limited |
Established in 1995, Shenzhen Commercial Bank Company Limited was formally known as Shenzhen Commercial Bank. It was created by 16 urban credit cooperatives in Shenzhen. It was the first urban co-operative, joint-stock commercial bank in China. It is a financial corporation with an independent legal entity status.
|
| Shenzhen Development Bank |
Shenzhen Development Bank is a national bank headquartered in Shenzhen, China. It is the first joint-stock owned company to list on the Shenzhen Stock Exchange. It is known for its progressive approach to business. With RMB 210.5 billion in assets, Shenzhen Development Bank provides a broad range of services to commercial, retail and government customers through its 237 branches and sub-branches.
|
| Xiamen International Bank |
Established in 1985, Xiamen International Bank is headquartered in Xiamen . It is the first joint venture bank in China . It offers services like full-range foreign exchange business for personal customers and comprehensive financial services including RMB business for corporate and non-resident customers. It operates six establishments including Shanghai Branch, Fuzhou Branch, Zhuhai Branch, Xiamen Sub-branch, Xiamen Dongqu Sub-branch and Quanzhou Representative Office. It also has established correspondent relationships with 522 headquarters and branches of 171 banks from 59 countries and regions, with business links all over the world.
|
| Guangzhou Rural Credit Cooperatives, Shenzhen Rural Credit Cooperatives, Xiamen Commercial Bank |
|
Guangzhou Rural Credit Cooperatives, Shenzhen Rural Credit Cooperatives, Xiamen Commercial Bank customers now have the convenience of using their bank accounts to pay for the goods and services of CCAvenueWorld web merchants. |
Singapore Banks
|
|
|
 Citibank Singapore Ltd is a wholly-owned subsidiary of Citigroup, one of the world’s largest financial services organizations. It is a formidable market player with major market share in key businesses including unsecured lending, deposits and investments and secured assets. It offers some of the world’s leading range of financial services including deposit accounts, foreign currency deposits and investments as well as credit cards, mortgages, insurance and charge cards. It is known in the industry for its people management practices.
|
|
|
DBS is headquartered in Singapore. It is one of the largest financial services groups in Asia with leading positions in consumer banking, treasury and markets, asset management, securities brokerage, equity and debt fund raising in Singapore and Hong Kong. It also serves corporate, institutional and retail customers through its operations in Thailand, Malaysia, Indonesia, India and The Philippines. In China, the bank has branches and representative offices in Shanghai, Beijing, Guangzhou, Shenzhen, Fuzhou, Tianjin and Dongguan.
|
| United Overseas Bank Limited |
United Overseas Bank Limited (UOB) was founded on 6 August 1935. It provides a wide range of financial services from a global network of branches, offices and subsidiaries, associates to personal financial services, private banking, trust services, commercial and corporate banking, investment banking, corporate finance, capital market activities, treasury services, futures broking, asset management, venture capital management, general insurance, life assurance and stock broking services.
United Overseas Bank has vast network of 385 offices around the world. It comprises of 61 branches in Singapore and over 380 offices in Australia, Brunei, Canada, China, France, Hong Kong, Indonesia, Japan, Malaysia, Myanmar, Philippines, South Korea, Taiwan, Thailand, United Kingdom, USA and Vietnam. It also has banking subsidiaries in Far Eastern Bank (Singapore), United Overseas Bank (Malaysia), PT Bank UOB (Indonesia), UOB Radanasin Bank and Bank of Asia (Thailand) and United Overseas Bank (Philippines).
|
British Banks
|
|
 Involved in banking for over 300 years, Barclays PLC is a major global financial services provider engaged in retail and commercial banking, credit cards, investment banking, wealth management and investment management services. It is one of the largest financial services companies in the world by market capitalization. It operates in over 60 countries and moves, lends, invests and protects money for over 25 million customers and clients worldwide.
|
|
HSBC Bank Plc is one of the major clearing banks in the United Kingdom having more assets than any other bank. Its business ranges from the traditional High Street roles of personal finance and commercial banking, to private banking, consumer finance as well as corporate and investment banking. HSBC operates approximately 1800 sites across all brands in the UK.
|
| First Direct |
 On October 1, 1989, Midland Bank, one of the “Big 4” banks in the UK, originally established First Direct. In 1992, First Direct became a division of HSBC Bank PLC. following the acquisition of Midland Bank.
First Direct is a telephone and internet based commercial bank in the United Kingdom. It is headquartered in Leeds, West Yorkshire, England, and has over 1.2 million customers.
|
| NatWest |
 National Westminster Bank Plc, trading as NatWest, is a commercial bank in the United Kingdom, part of the Royal Bank of Scotland Group. It was established in 1968 from the merger of National Provincial Bank and Westminster Bank. NatWest is considered one of the Big 4 banks in England and Wales, and has a large branch network across them.
|
| Royal Bank of Scotland |
 The Royal Bank of Scotland Plc is one of the retail banking subsidiaries of Royal Bank of Scotland Group plc, which together with NatWest, provides branch banking facilities in the UK. Royal Bank of Scotland has around 700 branches, mainly in Scotland though there are branches in many larger towns and cities throughout England and Wales.
|
|
|
 DUN & BRADSTREET (NYSE:DNB) is the world's leading provider of business information, enabling business-to-business commerce for 160 years. D&B's information and technology solutions help businesses reduce credit risk, find profitable customers and manage vendors efficiently. Avenues, the owner of the website www.ccavenue.com is globally registered with worldwide DNB numbers – i-934-40364 (USA), 894-834-824 (Singapore) and 91-843-3652 (India). The D&B D-U-N-S Number is a unique nine-digit identification sequence, which provides unique identifiers of single business entities, while linking corporate family structures together. In today's global economy, the D&B D-U-N-S Number has become the standard for keeping track of the world's businesses.
|
Korvac International Systems (S) Pte. Ltd. |
 Founded in 1999, Korvac's vast experience in financial payment technologies & solutions as catapulted it into a pre-eminent position in the payment & financial services market. Based on a highly flexible & secure payment platform, Korvac's solutions & services cater to three key channels;e-Commerce, m-Commerce & Physical Payment.
|
| MERCHANT FRAUD SQUAD INC. |
 Merchantfraudsquad.com: The Merchant Fraud Squad is a not-for-profit organization founded in September 2000 by American Express and other e-commerce leaders. It provides education about fraud prevention techniques and encourages businesses selling online to adopt best practices and anti-fraud technologies. The Network's merchant focus distinguishes this group from others that are trying to combat this problem. This Worldwide E-Commerce Fraud Prevention Network seeks to significantly reduce merchants' exposure to online fraud and promote the growth of e-commerce through enhancement of consumer confidence.
|
Nets Singapore |
 Founded by Singapore 's leading banks in 1985, Network for Electronic Transfers Singapore (NETS) pioneered the concept of convenient cashless payments in Singapore . NETS' offers a range of payment solutions suited to different lifestyles and transactions. Its products give consumers the freedom to choose the best payment method for their lifestyle, control over their expenses. Moreover, customer can make payments from different devices and locations with a guarantee of security and reliability.
NETS services are available with more than 12,500 merchants across 30,000 points of access, including retail outlets, educational institutions, government establishments and car parks.
|
|
|
 VERISIGN INC.(Nasdaq:VRSN) is the world's leading provider of trusted infrastructure services to Web sites, enterprises, electronic commerce service providers and individuals. Verisign provides to CCAvenue the critical Web identity, authentication and transaction infrastructure to conduct secure ecommerce transactions and communications.
|
|
|
 ScanAlert, Inc. is headquartered in Napa, CA, It is the world's largest web site security certification authority, protecting over 75,000 web sites in 40 countries through the HACKER SAFE certification program. The certification mark indicates that these sites protect the personal data of millions of shoppers every day by meeting the highest federal and industry web site security standards. The certification mark also indicates Payment Card Industry compliance and meets the requirements of Visa's CISP and AIS,MasterCard's SDP, American Express' DSS, DiscoverCard and JCB. ScanAlert was selected by Visa International to be the exclusive provider of Visa-branded PCI / AIS validation services over 70 countries. Over half of the Internet Retailer TOP 500 use HACKER SAFE certification because it is the recognized independent authority of assurance that consumers respond to
|
PCI SECURITY STANDARDS COUNCIL |
 Consumers have enjoyed using credit and debit cards for many years.
However, sophisticated thieves have been able to extract credit and debit card information from unsecured databases and other means. This has resulted in a higher incidence of identity theft, a crime that affects merchant companies, financial institutions, e-commerce companies and individuals.
Because of these security breaches, the major credit card companies - American Express, Discover, MasterCard and Visa - decided to create regulations to help prevent theft of consumers' data. The Payment Card Industry (PCI) Data Security Standards were created by MasterCard and agreed to in 2004 by the four major credit card companies. Each of the credit card companies has its own term for these standards. On June 30, 2005, the regulations took effect.
The American Express program is called Data Security Operating Policy (DSOP); the Discover program is called Discover Information Security and Compliance (DISC);The MasterCard program is called MasterCard Site Data Protection (SDP); and the Visa program is called Cardholder Information Security Program (CISP).
|
|
|
|
|
|
5.0, 
4.7 & above versions.
